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Thursday, March 14, 2013

Is Gold at a Bottom level and Should You Buy It? 

It is the last day of February and stocks post four months of straight gains the day before the sequester takes effect. Now a looming list of budget cuts are supposed to turn on when we turn on the lights tomorrow but despite that gold drops one percent to $1,580 per ounce.

There are so many who are attempting to discourage consumers from owning gold in their portfolio and make it seem like an illegitimate option. Many in the media and most ordinary advisors would rather see you put your money in stocks, bonds, and mutual funds.

The real difference between these media personalities and the majority of financial advisors are by nature diverse from the gold loving consumer. The "gold lover" by nature is traditional and are worried about the nations debt, government spending, over reliance on the government, protection from a mysterious and vulnerable stock market, as well as the chance the dollar could lose a lot of it's value.

I hold a lot of the same concerns as many investors and understand why gold is such an interesting and attractive investment. Recently a book by Dan Kennedy cataloging the behavior of baby-boomers and seniors. Inside this book he reveals that 60 % of boomer and senior men and forty percent of boomer and senior women "view gold as being the best investment" (long-term) but "don't necessarily believe (gold) is the safest."

With the issues in Washington and also the increasing national debt, the demand for gold will continue to rise. But is it possible that the recent gold laws and quite possibly a gold bottom cause many to purchase the wrong kind of gold. I believe it could and believe that Franklin D. Roosevelt's gold confiscation act of 1933 can be quite a great example of this fact.

Roosevelt issued Presidential Proclamation 2039 which was an old statute that was never removed. This statue forbade "hoarding of gold coin, gold bullion, and gold certificates." Not only was it prohibited the penalty was huge, $10,000 (adjusted for inflation equal to nearly $200,000) and as much as a decade prison time.

In 1933 the government had to be more conservative due to the gold standard. The gold standard meant they couldn't print money at will. This forced the government to get creative, confiscate privately owned gold. Each citizen was required to submit their gold for just over $20 per ounce, the next year the Gold Reserve Act set a new value for gold at $35 per ounce.

So now you might be saying, "nice lesson in history Matt, but what's the point?" Well this is very relevant today and a huge lesson of government behavior. What we should can learn is there is something lurking in the shadows that could cause so many gold portfolios to be at huge risk? Reporting.

There are two types of physical gold portfolios: Reportable and non-reportable. The real difference is one isn't subject to confiscation and one is. Reportable are gold and silver bullion and most gold and silver coins, the majority of are believed to be commodity transactions and are thoroughly regulated. There are not a lot of options for non-reportable, two are the Austrian Philharmonics and Canadian Silver Leafs.

For everybody who is worried about government spending, large government debt, government reliance, a crazy volatile stock market, and a weak dollar you may want to consider gold in your portfolio. My recommendation is own the right kind of gold, primarily now that gold is possibly at a bottom.

Matt Golab

Matt is an Investment Advisor Representative as well as Chief Advisor of Aaron Matthews Financial Resources located in Elk Grove, CA. Click here to learn much more about Matt Golab and how his company Aaron Matthews Financial Resources can help you!

Wednesday, March 13, 2013

What You Can Do To Discover Affordable Used Cars 

Buying secondhand cars is something many people on a budget choose to do. However it is important to do what you can to minimize any of your expenses. As such, there are a few things you can do to come across cheap used cars. First, you need to find out how much you can afford to spend on these vehicles, used or otherwise. Setting a budget is important as this will help you avoid spending more than you can afford on the used car. Also, having a set price range helps narrow down the number of used vehicles you can choose from. Doing so will help you save a lot of time and effort finding secondhand cars to buy and a dealership to buy from. So before you take a look at used cars to spend money on, you need to set a price range.

After you have set a budget, you have to start shopping around for a used vehicle. It is also important to do research about prices of used cars. This will help you make a reasonable offer on the used car you are interested in. Do remember that there are a number of factors that affect how much a car is worth. You can either check out online information sources or the Kelley Blue Book to get an idea about car values. Usually factors that affect the value of these cars include the age of the vehicle, model and make. Additionally, upgrades done on the car can affect its value, so this is a consideration you need to pay attention to when you make an offer on a used car.

You also need to try searching for these used cars online. There are several websites you can check out to find used car dealerships or owners selling used cars. This way, you can look at Hertz Car Sales so you get a pretty good idea what to expect from these used car dealerships. You need to determine the length of time these used car dealerships have been around and what any of their previous customers have to say about their services. Choose dealerships that have been around for a long time and are highly recommended by previous customers. This will allow you to get the vehicle you need without spending a fortune.

Sunday, March 10, 2013

What is a PALS Class? 

Watch the following video on How To Use A Broselow Tape in a PALS class. This is a staple in the education provided in any Pediatric Advanced Life Support course taught in Nashville, TN.

Pals Class Nashville

A PALS lesson is a pediatric advanced life support course for unique health care carriers that look after seriously ill children and babies. The PALS course was developed by the American Heart Association (AHA) and very first introduced by the AHA in the 1980′s. The course focus is to show and prepare health care carriers to manage crucial circumstances in babies and children.

The pediatric populace differs from the adult populace in that breathing distress, shock, respiratory arrest, and injury are commonly the preliminary diagnosis. The objective of a PALS service provider is to acknowledge and manage these concerns early to stop cardiopulmonary arrest. After successful finalization of CPR Nashville PALS lesson a nurse, pediatrician, family practice doctor, immediate care physician, and various other medical professionals that manage children ought to have the ability to with confidence manage a baby or child.

On top of that, PALS carriers have the ability to know ways to manage a baby or child after resuscitation. Knowing ways to look after a patient quickly observing an effective rescue of heart attack or breathing arrest is key in stopping a second arrest and promoting continued renovation in the patient's condition.

CPR Nashville supplies both one day very first time PALS courses in Nashville PALS recertification courses in Nashville. PALS courses provided are American Heart Organization courses led by friendly American Heart Association trainers.

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