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Wednesday, March 11, 2015
Money Saving Tips to Arranging a Funeral
Arranging a funeral for a loved one is very expensive. In fact it's one of the most costly expenses people has to make. This is why getting the best deal in every aspect of the funeral arrangement is very important. The tips below can help you save a big sum of money without compromising the quality of funeral products and services you get.
* A cremation casket could be used for burial and often costs less. A funeral director can't limit its use to cremation alone.
* Most funeral homes expect payment from clients for provided services upon the completion of funeral arrangements. This means clients need to pay for everything when they have made all of the funeral plans before services are rendered. Acceptable payment modes in most funeral homes are as follow: Life Insurance, Funded Pre-Need Contract, Cash or Check, Payment Plants, Credit Cards.
* Having a viewing or wake on the same day as the burial or interment will cut down the cost. You are paying on a per-hour basis, so if you have the wake the night before the interment and then the interment the following day, you will be charged for the extra time.
* Almost all funeral homes will require embalming the body of the deceased if you're going to have a visitation or viewing. But embalming is generally not required by law if the body is cremated or buried immediately after death. Eliminating embalming will save you a large amount of money.
* Refrigeration is a less costly option for temporarily storing a body when there's a delay in making certain funeral arrangements or while awaiting the funeral service.
* If the body has to be transported via airplane, it's very important to appoint the destination funeral home as the chief coordinator. They'll arrange the trip with the funeral home in the origin, and you can avoid paying the "retail cost" for the 2 funeral homes for the service they render.
* Save all of the receipts you are given for food, planning, professional help, transportation, etc. Doing so will help you cut down the inheritance tax exposure.
* The cemetery, and not the law that will dictate the need for burial container to prevent the ground from sinking. If the cemetery requires a burial container, go for a "grave liner" instead of a "burial vault." It's cheaper but effective.
* If you need more help in arranging a funeral for a loved one, consider calling a certified funeral director. Visit FuneralCare wa to learn more about affordable services and products and to contact a reliable funeral director in Perth.
* A cremation casket could be used for burial and often costs less. A funeral director can't limit its use to cremation alone.
* Most funeral homes expect payment from clients for provided services upon the completion of funeral arrangements. This means clients need to pay for everything when they have made all of the funeral plans before services are rendered. Acceptable payment modes in most funeral homes are as follow: Life Insurance, Funded Pre-Need Contract, Cash or Check, Payment Plants, Credit Cards.
* Having a viewing or wake on the same day as the burial or interment will cut down the cost. You are paying on a per-hour basis, so if you have the wake the night before the interment and then the interment the following day, you will be charged for the extra time.
* Almost all funeral homes will require embalming the body of the deceased if you're going to have a visitation or viewing. But embalming is generally not required by law if the body is cremated or buried immediately after death. Eliminating embalming will save you a large amount of money.
* Refrigeration is a less costly option for temporarily storing a body when there's a delay in making certain funeral arrangements or while awaiting the funeral service.
* If the body has to be transported via airplane, it's very important to appoint the destination funeral home as the chief coordinator. They'll arrange the trip with the funeral home in the origin, and you can avoid paying the "retail cost" for the 2 funeral homes for the service they render.
* Save all of the receipts you are given for food, planning, professional help, transportation, etc. Doing so will help you cut down the inheritance tax exposure.
* The cemetery, and not the law that will dictate the need for burial container to prevent the ground from sinking. If the cemetery requires a burial container, go for a "grave liner" instead of a "burial vault." It's cheaper but effective.
* If you need more help in arranging a funeral for a loved one, consider calling a certified funeral director. Visit FuneralCare wa to learn more about affordable services and products and to contact a reliable funeral director in Perth.
